About the Author

Stephen Butler, a widely-known speaker within the pension industry, is cofounder of Pension Dynamics Corporation, a leading third-party pension administration firm in Northern California that specializes in designing and installing 401(k) plans. Pension Dynamics has enjoyed a reputation for offering popular plans with no-load mutual funds that have high levels of employee participation. Butler is the author of The Decision-Maker's Guide to 401(k) Plans and 401(k) Today. For more information, please visit www.pensiondynamics.com.